Privacy policy
Last updated: February 2025
Privacy Policy
Last Updated: September 30, 2026
Goodstead AI, Inc. (“Goodstead,” “we,” “us,” or “our”) helps people find savings, refunds, lower bills, and other financial opportunities using artificial intelligence.
This Privacy Policy explains how we collect, use, disclose, and protect information when you use our website, applications, products, and services (collectively, the “Services”).
By using the Services, you agree to the practices described in this Privacy Policy.
1. Information We Collect
We collect information that you provide to us, information we collect automatically, and information we receive from accounts and services you choose to connect.
Information You Provide
Depending on how you use Goodstead, we may collect:
Name and contact information, such as your name, email address, phone number, and mailing address
Account credentials and authentication information
Information you provide when communicating with us
Information you provide when asking Goodstead to investigate a bill, refund, savings opportunity, benefit, or other financial matter
Information you provide about your household or financial circumstances when necessary to provide our Services
Information From Connected Accounts
If you choose to connect an email account, financial account, insurance account, utility account, or another third-party service, we may receive information from that service.
Depending on the account and the permissions you grant us, this may include:
Emails and attachments
Bills, invoices, receipts, and statements
Transaction information
Account balances
Subscription information
Insurance information
Tax-related information
Information about purchases and recurring payments
Other information necessary to identify savings, refunds, credits, or other opportunities
We only access information from connected accounts that is reasonably necessary to provide the Services you request and subject to the permissions you grant us.
You can disconnect a connected account at any time, although information we previously received may remain in accordance with this Privacy Policy and our retention practices.
Information We Collect Automatically
When you use our Services, we may automatically collect certain information, including:
IP address
Browser and device information
Operating system
Approximate location derived from IP address
Pages and features you access
Dates and times of activity
Diagnostic and usage information
Cookies and similar technologies
2. How We Use Your Information
We use information we collect to provide, operate, maintain, and improve Goodstead.
For example, we may use your information to:
Identify refunds, credits, discounts, savings, and other opportunities
Identify recurring charges and potentially unnecessary expenses
Analyze bills and other financial documents
Help you understand your financial obligations and opportunities
Contact companies or service providers on your behalf when you instruct us to do so
Provide personalized recommendations and actions
Operate our AI agents and other automated systems
Communicate with you about the Services
Maintain and secure our Services
Detect fraud, abuse, and security threats
Debug and improve our products
Comply with legal obligations
Enforce our agreements
Develop new products and services
AI and Automated Systems
Goodstead uses artificial intelligence and automated systems to analyze information and perform tasks on your behalf.
For example, our AI agents may review information from your connected accounts to identify opportunities to save money or recover money that may be owed to you.
We do not use your information to make decisions about your eligibility for credit, employment, housing, insurance, or other similarly significant services unless explicitly disclosed to you and permitted by applicable law.
[IF TRUE: We do not sell your personal information to train third-party AI models.]
[IF TRUE: We do not allow third-party AI providers to use your personal information to train their general-purpose models.]
3. Our Business Model
Goodstead may receive compensation when we successfully help you save money or recover money.
For example, we may charge a percentage of the savings we generate for you.
We do not sell your personal information to advertisers.
[CONFIRM/EDIT BASED ON ACTUAL MODEL.]
Our compensation does not change the amount of money you save or the recommendations we provide, except where explicitly disclosed to you.
4. How We Share Information
We do not sell your personal information for money.
We may share information in the following circumstances:
Service Providers
We may share information with companies that provide services to Goodstead, such as:
Cloud hosting and infrastructure
Data storage
Authentication
Customer support
Communications
Security
Analytics
Payment processing
AI and machine-learning infrastructure
These companies may only use information as necessary to provide services to us and subject to contractual obligations.
When You Ask Us To
We may share information with third parties when you direct us to do so.
For example, if you ask Goodstead to contact a company to negotiate a bill, request a refund, or pursue a savings opportunity, we may provide that company with information necessary to complete the request.
Legal Requirements
We may disclose information when we believe doing so is reasonably necessary to:
Comply with applicable law, regulation, legal process, or governmental request
Protect the rights, property, or safety of Goodstead, our users, or others
Detect or investigate fraud, security issues, or illegal activity
Enforce our agreements
Business Transactions
If Goodstead is involved in a merger, acquisition, financing, reorganization, bankruptcy, sale of assets, or similar transaction, personal information may be transferred as part of that transaction, subject to applicable law.
5. Financial Information
Some of the information Goodstead processes may be considered sensitive personal information or financial information under applicable law.
We use this information only for legitimate business purposes connected to providing and improving the Services, including identifying savings and financial opportunities you have asked us to find.
We maintain administrative, technical, and physical safeguards designed to protect this information.
You should not connect an account to Goodstead unless you are comfortable allowing us to access the information described when you authorize that connection.
6. Data Security
We use reasonable administrative, technical, and organizational safeguards designed to protect personal information against unauthorized access, disclosure, alteration, or destruction.
These measures may include encryption, access controls, authentication requirements, monitoring, and security testing.
However, no method of transmitting or storing information is completely secure. We cannot guarantee absolute security.
7. Data Retention
We retain personal information for as long as reasonably necessary to:
Provide the Services
Maintain your account
Complete transactions
Resolve disputes
Prevent fraud and abuse
Comply with legal obligations
Enforce our agreements
Maintain legitimate business records
Retention periods may vary depending on the type of information and the purpose for which it was collected.
[ADD SPECIFIC RETENTION POLICY IF ESTABLISHED.]
8. Your Choices and Rights
Depending on where you live, you may have certain rights concerning your personal information.
These may include the right to:
Access personal information we hold about you
Request correction of inaccurate information
Request deletion of personal information
Request information about how we collect and use personal information
Opt out of certain forms of data sharing
Obtain a copy of certain personal information
Withdraw consent where processing is based on consent
You may also disconnect third-party accounts from Goodstead through your account settings or by contacting us.
To exercise applicable privacy rights, contact us at:
goodsteadai@gmail.com
We may need to verify your identity before completing certain requests.
9. Cookies and Similar Technologies
We may use cookies, pixels, local storage, and similar technologies to operate our Services, remember preferences, understand how people use Goodstead, and improve our products.
You can control certain cookies through your browser settings or, where available, our cookie preferences tool.
10. Third-Party Services
Goodstead may integrate with third-party services, including financial institutions, email providers, payment processors, data providers, and other platforms.
Those services have their own privacy policies and terms. We are not responsible for the privacy practices of third-party services.
When you connect a third-party account, you authorize us to access the information permitted by the connection you establish.
11. Children's Privacy
Goodstead is not intended for children under 18.
We do not knowingly collect personal information from children under 18. If we learn that we have collected personal information from a child under 18, we will take reasonable steps to delete it.
12. California Privacy Rights
If you are a California resident, California law may provide you with additional rights concerning your personal information.
These may include rights to know, access, correct, delete, and limit certain uses of sensitive personal information, as well as rights concerning the sale or sharing of personal information.
[THIS SECTION SHOULD BE FINALIZED BASED ON WHETHER GOODSTEAD IS SUBJECT TO THE CCPA AND ITS ACTUAL DATA PRACTICES.]
California residents may contact us at:
goodsteadai@gmail.com
We will not discriminate against you for exercising privacy rights provided by applicable law.
13. Changes to This Privacy Policy
We may update this Privacy Policy from time to time.
When we make changes, we will update the “Last Updated” date at the top of this policy. If we make material changes, we may provide additional notice as required by law.
Your continued use of the Services after an updated Privacy Policy becomes effective means that you have reviewed the updated policy.
14. Contact Us
If you have questions about this Privacy Policy or Goodstead's privacy practices, please contact us:
Goodstead AI, Inc.
goodsteadai@gmail.com
Your privacy matters to us.
Goodstead is built to work on your behalf. That means we take seriously the responsibility that comes with giving our technology access to information about your financial life.
